Hola
Daniel Hernández
AI Product Manager — Fintech & Data Products

I find the problem worth solving, and I can take it all the way — product, financial model, brand, the AI that runs it. What I actually like is doing it with a team: I've led product managers at a public company and shipped alongside founders, engineers and designers. Being able to build it myself just means I'm never the bottleneck.
Based inMexico City · GMT-6
Open toRemote / Hybrid
Now—
Timeline — newest first
TongoNew York · remoteFeb — Sep 2026
01

The Revenue EngineTongo · Internal data platform · 2026

Expand +

Company truth lived in five places and zero answers. I built the data lake that joins every source — and on top of it, the platform the business is now run from.

Production Postgres→ Read-only replica→ Snowflake→ Unified model→ Front-end for every team
What it answers
  • Credit: origination, portfolio state, and where applications stall in underwriting.
  • Revenue-share models: how every dollar splits and what each structure actually returns.
  • Partnerships: performance per partner, revenue concentration, and where it leaks.
  • Growth: patterns, seasonality and real-time monitoring by partner and product.
My role

End to end: architecture with engineering, the SQL and metric definitions, the visual design of every view, weekly iteration with founders and sales. It replaced spreadsheets as the company's operating tool — founders open it every morning.

Data lakeSnowflakePostgresSQLMetric layerData viz
Analytics platform
Fig. 01 — One warehouse, one metric layer, one screen.
02

Advances → Super AppTongo · Product rebuild · 2026

Expand +

The flagship was a single-purpose advances app on legacy architecture. I led the rebuild from zero into a super app — a 360° turn on what the company offers.

Embedded banking Credit Advances
The process
  • Market discovery across the fintechs that set today's bar — what earns the valuation, which patterns are table stakes.
  • A product thesis of our own, not a lift-and-shift of the old app.
  • Prototyped flows with Claude Code and Cursor before committing engineering time.
  • New web and mobile shipped as one coherent experience, parity from day one.
Why it compounds

Built on the Revenue Engine's data layer, so product and analytics share one source of truth — every change reads in the same dashboard leadership uses.

0→1Embedded bankingCreditDiscoveryWeb + App
Super app
Fig. 02 — Three products, one surface.
TraxiónMexico City · public company2022 — 2025
03

KPI Architecture & Leading PMsGroup Product Manager · 2024 — 2025

Expand +

Promoted to Group PM in 18 months. Built the product org's metric system and led a group of PMs across separate products.

What I built
  • North-star and guardrail KPIs per product, with shared definitions across teams.
  • Standardized dashboards — no more meetings where everyone brings their own number.
  • Experiment readouts as the default language for roadmap decisions.
  • Management and mentoring of PMs, each with their own product and stakeholders.

Cross-functional alignment with engineering, architecture, data, operations and the executive team — in a publicly listed company, where the number you report has consequences.

Team leadershipKPIsExperimentationStakeholders
North-star + guardrails — one primary metric per product, with its safety limits Standardized dashboards — same definitions for every team Experiment readouts — the default language for prioritization A group of PMs, each owning a product end to end
04

Traxi AuditAI + GPS audit tool · 2023 — 2024

Expand +

An AI audit tool running on GPS data. A route-identification model that reconciles trips automatically and flags what doesn't add up.

From cost centre to revenue line
  • Trip reconciliation was manual, case by case — nobody could review millions of GPS points.
  • The model reconciles automatically and marks only the exceptions worth a human look.
  • Framed as billing accuracy, not surveillance — that reframing is what got it adopted.
  • Packaged and sold as a B2B service into Europe and Asia through a global client operating in both regions.
Applied AIGPS dataAuditB2B product
Traxi Audit
Fig. 03 — Executed route audited against the expected one.
05

Mobility Management SystemSenior Product Manager · 2022 — 2024

Expand +

The internal platform that moves the operation. 1M+ people transported a day across 11,000+ units monitored in real time — and for the first time, full visibility of every one of them.

1M+ people / day 11,000+ units live 24/7 nationwide
What it took
  • Field work in yards and control rooms — the data existed, but arrived late, incomplete and over radio.
  • Getting operations, finance, CX and leadership to agree on one definition of a completed trip. Hardest product work of the project.
  • Real-time telemetry, API-integrated with operations and finance systems.
  • Regional rollout, field team first: if the person in the yard at 5 a.m. doesn't use it, it doesn't exist.
Operational scaleReal timeTelemetryInternal platform
Mobility Management System
Fig. 04 — Hundreds of thousands of daily trips, in one place.
StoriMexico City · $1.2B unicorn2022
06

Hypergrowth CreditProduct Manager · 2022

Expand +

Credit products for underbanked users, at the moment the user base was growing faster than the organisation could absorb.

The work
  • Risk wanted more filters, growth wanted fewer. The only way through was putting cohort data on the table instead of trading anecdotes.
  • Cohort and funnel analysis to pick which onboarding step to fix first — and the evidence to defend the call.
  • Changes measured against the previous cohort, never against the blended average.

Reading cohorts instead of averages is the discipline I took to everything after this.

SQLCohortsOnboardingCredit
Credit for underbanked users
Fig. 05 — First formal financial product, for a lot of people.

The ventures

Five products I built from zero, as an interactive issue you turn page by page — each one with the live site running inside a device, and the full story: discovery, the real problem, the solution design, the build, client validation, launch and results.

Open the issue →
01neolabs
02Cytadel
03Constela Network
04Atré Space
05ROC
The arsenal

AI didn't make product managers faster at writing tickets — it deleted the gap between deciding and doing. I ship the product, the model, the brand and the campaign myself, and still run the team that has to deliver it.

01 / BUILD

I ship it, not spec it

Working product before the kickoff meeting. Data lakes, warehouses and metric layers architected and shipped — agentic workflows doing the parts nobody should be doing by hand.

Claude CodeCursorCodexAgentic workflowsData lakesSnowflake
02 / MODEL

I'm the finance guy

Trained in finance, not retrofitted into it. Unit economics, revenue-share structures, underwriting and pricing models I build myself — the same ones the board sees.

Unit economicsRevenue shareUnderwritingPricingCohorts
03 / DESIGN

I design it too

Brand identity, design systems and product UI. I care what the chart says and what it looks like, because those two things depend on each other.

BrandingDesign systemsProduct UIFigmaData viz
04 / CREATE

AI-native creative

Campaign-grade video and imagery generated and directed end to end. Ads that ship in a day instead of a quarter — including the visuals on this site.

HiggsfieldAI adsVideoArt directionMotion
05 / LEAD

And I run the team

Group PM at a publicly listed company: a group of product managers, each owning their product. Hiring, mentoring, and the KPI system everyone argues with.

Managing PMsMentoringStakeholdersExec reportingRoadmap
06 / SCALE

At real volume

A million people a day, 11,000 vehicles live, a US fintech's entire revenue model. Nothing here is a side project.

FintechLogisticsUS + LatAmPublic companySeed stage
AI & agents
ClaudeClaude CodeCodexCursorGrokGPTOpenClawHermesMCPAgentic workflowsEvals & guardrailsRAGPrompt architecture
Generative media
HiggsfieldElevenLabsAI videoAI adsImage generationVoice & dubbingArt directionMotion
Data & platform
SnowflakePostgresData lakesMetric layersSQLAPIsTelemetryExperimentationCohort analysis
Finance
Unit economicsRevenue shareUnderwritingPricing modelsP&L modellingEmbedded bankingCredit products
Design & build
FigmaDesign systemsBrandingProduct UIData vizLovablen8nWebflow-class sites
Leadership
Managing PMsMentoringHiringExec reportingRoadmap & backlogStakeholder alignmentKPI systemsDiscovery
0Years in product
0Markets · US MX LatAm
0PMs led & mentored
0% remote-ready · GMT-6